Author Archive: Danny Wilson

Danny Wilson is an expert on all aspects of personal finance and has worked in the industry for long enough to know better....

rss feed

New report shows cash still dominates
By June 9, 2014 Read More →

New report shows cash still dominates

52% of all payments made by cash in 2013* Number of free-to-use ATMs at all time high On average £6,083 withdrawn per second at ATMs in 2013 A new industry report**, UK Cash & Cash Machines 2014, published today (6 June 2014) confirms the strong role cash continues to play in our society, even when digital currencies […]

Posted in: Current Accounts
Sainsbury’s Bank Travel Money – 48 hour rate sale
By June 9, 2014 Read More →

Sainsbury’s Bank Travel Money – 48 hour rate sale

As we move towards the summer holiday season, we’re starting to see seasonal offers on Travel Money. Sainsbury’s Travel Money is offering a special rate(1) on all currencies bought online or over the phone between 9.30am, Tuesday 10th June and 9.30am, Thursday 12th June. Nectar cardholders could also benefit from exclusive rates(2) by providing their card number when they […]

Posted in: Current Accounts
The Second Blog Test Post
By June 23, 2013 Read More →

The Second Blog Test Post

This is a second blog entry. Here I can write lots and lots more about any particular subject.

Posted in: Blog
Blog Test Post One
By June 23, 2013 Read More →

Blog Test Post One

The first blog test post. This will be to appear later and will have lots of information on it for you to read through.

Posted in: Blog
Barclays heats up mortgage market with rate cuts
By June 23, 2013 Read More →

Barclays heats up mortgage market with rate cuts

Barclays is making further cuts to its residential mortgage range, reducing rates by up to 70 basis points and launching new remortgage offers designed to help over 3.1m borrowers save money on their mortgage. Coming into effect from Friday 21 June, the “Great Escape” range of remortgage offers is expanded with a new option specifically […]

Posted in: Mortgages
Affordable housing gives first time buyers a leg up onto the ladder
By June 23, 2013 Read More →

Affordable housing gives first time buyers a leg up onto the ladder

Two thirds of affordable housing sales accounted for by first time buyers This review of ‘Affordable’ Housing looks at the low cost home ownership (LCHO) sector and, in particular, affordable housing schemes covering shared ownerships, shared equity, resale price covenants and other LCHO arrangements. Data is from the Halifax housing database for the period 12 […]

Posted in: Mortgages
Post Office to lend £2.5bn as mortgage demand grows
By June 19, 2013 Read More →

Post Office to lend £2.5bn as mortgage demand grows

Post Office intends to lend £2.5bn to mortgage borrowers by year end Fifty mortgage specialists in place by end of June The Post Office has today launched a major assault on the mortgage market with its intention to lend £2.5bn by the end of the year. Post Office will increase the amount it lends in […]

Posted in: Mortgages
The real cost of a bounced Direct Debit
By June 19, 2013 Read More →

The real cost of a bounced Direct Debit

With 42% of current account holders having paid bank charges*, many of us are familiar with the cost of a bounced (or returned) Direct Debit – when your bank refuses to honour the payment because you have insufficient funds. Most basic bank account and current account providers charge for this, with some charging up to […]

Posted in: Current Accounts
Skipton launches new one-year bond
By June 19, 2013 Read More →

Skipton launches new one-year bond

Skipton Building Society has today (Wednesday 19 June)launched a new one-year Fixed Rate Branch Bond paying up to 1.35%. This new addition to the Society’s fixed rate branch bonds offer customers the chance to benefit from competitive returns over terms of one, two or five years. The minimum investment for the new account is £500, […]

House prices increase by 2.6%
By June 18, 2013 Read More →

House prices increase by 2.6%

In the 12 months to April 2013 UK house prices increased by 2.6%, down from a 2.7% increase in the 12 months to March 2013. House price growth remains stable across most of the UK, although prices in London are increasing faster than the UK average. The year-on-year increase reflected growth of 2.8% in England […]

Posted in: Mortgages